常用信用卡的英文表达

一、常用信用卡的英文表达

Peony Card 牡丹卡

Money-Link Card 灵通卡

Peony Debit Card 牡丹借记卡

Peony International Card 牡丹国际卡

Peony Special Card 牡丹专用卡

The Great Wall Card 长城卡

Dragon Card 龙卡

Golden Spike Card 金穗卡

VISA Card 维萨卡

Master Card 万事达卡

American Express Card 运通卡

Diners Club Card 大莱卡

JCB cards JCB卡

二、使用信用卡的英语对话

Clerk: How do you do?

Customer: How do you do? I've opened a Peony Card account recently. Now I want to cash some money. How can I do it, please?

Clerk: You can use it to draw money from the ATM, but the withdrawal amount is limited within RMB 1000 each time. You can also use it at the counter to get much more money, if you want.（您可以用卡在自动柜员机上取现，但一次只能取1000元人民币。如果需要的话，在柜台上办理就可以取得更多。）

Customer: For what amount do you need authorization?（多少金额以上需经过授权？）。

Clerk: For any amount exceeding the line of credit we'll have to.（金额超过信用额度均需经过授权（authorization）.）

Customer: How about paying my expenses with the card?（那用卡进行消费呢？）

Clerk: You don't need to get authorization if your expenses are in line with the credit given by the issuing bank.（消费额在发卡行授信额度内就不必经过授权。）

Customer: Thank you for your assistance.

Clerk: You're welcome.

三、信用卡收费询问英语对话

Clerk: Good morning.

Customer: Good morning. I need some information about commissions charged for the Peony Card service. Can you do me this favor, please?

Clerk: My pleasure. There's no charge for the transactions, such as deposits and withdrawals, as well as transfers at local network of the issuing bank.（在发卡行及当地分支机构办理存取款业务及转帐业务是免收手续费的。）

Customer: How about the charges for the service available in other cities?（那么在外地使用又是怎么收费的呢？）

Clerk: The service charge is 0.1% of the cash amount to be deposited, but 1% of the amount to be withdrawn. At least RMB 1 will be charged for one time.（在异地存入现金按0.1％收取手续费， 取现则按1％收取。每笔最低收取人民币1元。）

Customer: Is there any other fee?

Clerk: Yes, there's an annual commission required by the issuing bank（发卡行规定每年还必须交付年费。）

Customer: How much is it?

Clerk: RMB 80 is charged for annual commission of a Golden Card, RMB 20 for the ordinary card. RMB 10 will be charged for a card renewal due to loss or damage.（因卡遗失或损坏等原因，申请补办新卡时须交付工本费10元人民币。）

Customer: Oh, I see. Thanks a lot.

Clerk: That's all right. Good bye!

 

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